Call reports 2026
CITIZENS STATE BANK — 2026
What CITIZENS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 582,879,000 | 594,400,000 |
| Total loans | 323,417,000 | 328,096,000 |
| Allowance for loan losses | 3,789,000 | 3,887,000 |
| Securities available for sale | 118,547,000 | 119,406,000 |
| Securities held to maturity | 99,503,000 | 100,061,000 |
| Trading assets | 5,047,000 | 5,130,000 |
| Total deposits | 530,373,000 | 537,758,000 |
| Interest-bearing deposits | 453,302,000 | 452,415,000 |
| Noninterest-bearing deposits | 77,071,000 | 85,343,000 |
| Equity capital | 35,615,000 | 39,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,048,000 | 14,313,000 |
| Interest expense | 3,121,000 | 6,216,000 |
| Net interest income | 3,927,000 | 8,097,000 |
| Noninterest income | 1,017,000 | 2,126,000 |
| Noninterest expense | 3,393,000 | 6,567,000 |
| Provision for loan losses | 0 | 131,000 |
| Pretax income | 1,566,000 | 3,527,000 |
| Income tax | 60,000 | 60,000 |
| Net income | 1,506,000 | 3,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 67,350,000 | 69,099,000 |