Call reports 2019
CITIZENS STATE BANK OF TAYLOR COUNTY, THE — 2019
What CITIZENS STATE BANK OF TAYLOR COUNTY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 64,055,000 | 60,639,000 | 60,506,000 |
| Total loans | 26,848,000 | 28,230,000 | 27,781,000 |
| Allowance for loan losses | 356,000 | 357,000 | 358,000 |
| Securities available for sale | 17,424,000 | 19,117,000 | 18,108,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 57,431,000 | 53,664,000 | 53,536,000 |
| Interest-bearing deposits | 30,751,000 | 29,466,000 | 28,014,000 |
| Noninterest-bearing deposits | 26,680,000 | 24,198,000 | 25,522,000 |
| Equity capital | 6,346,000 | 6,609,000 | 6,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 645,000 | 1,364,000 | 2,036,000 |
| Interest expense | 83,000 | 168,000 | 256,000 |
| Net interest income | 562,000 | 1,196,000 | 1,780,000 |
| Noninterest income | 55,000 | 103,000 | 160,000 |
| Noninterest expense | 468,000 | 924,000 | 1,427,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 149,000 | 375,000 | 513,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 149,000 | 375,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 6,334,000 | 6,436,000 | 6,512,000 |
| Total capital | 6,690,000 | 6,793,000 | 6,870,000 |
| Risk-weighted assets | 31,793,000 | 31,563,000 | 30,642,000 |