Call reports 2018
CITIZENS STATE BANK OF TAYLOR COUNTY, THE — 2018
What CITIZENS STATE BANK OF TAYLOR COUNTY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 59,759,000 | 56,865,000 | 57,893,000 | 61,756,000 |
| Total loans | 25,158,000 | 25,759,000 | 26,062,000 | 27,369,000 |
| Allowance for loan losses | 376,000 | 363,000 | 358,000 | 352,000 |
| Securities available for sale | 17,497,000 | 17,862,000 | 18,429,000 | 18,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,748,000 | 50,778,000 | 51,769,000 | 55,468,000 |
| Interest-bearing deposits | 31,915,000 | 29,797,000 | 28,179,000 | 31,004,000 |
| Noninterest-bearing deposits | 21,833,000 | 20,982,000 | 23,590,000 | 24,465,000 |
| Equity capital | 5,817,000 | 5,813,000 | 5,776,000 | 6,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,137,000 | 1,706,000 | 2,307,000 |
| Interest expense | 65,000 | 130,000 | 201,000 | 273,000 |
| Net interest income | 493,000 | 1,007,000 | 1,505,000 | 2,034,000 |
| Noninterest income | 66,000 | 124,000 | 176,000 | 231,000 |
| Noninterest expense | 459,000 | 915,000 | 1,376,000 | 1,825,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 90,000 | 206,000 | 295,000 | 430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 206,000 | 295,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,056,000 | 6,065,000 | 6,111,000 | 6,244,000 |
| Total capital | 6,419,000 | 6,428,000 | 6,469,000 | 6,596,000 |
| Risk-weighted assets | 29,098,000 | 30,429,000 | 30,617,000 | 31,772,000 |