Call reports 2017
CITIZENS STATE BANK OF TAYLOR COUNTY, THE — 2017
What CITIZENS STATE BANK OF TAYLOR COUNTY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 61,759,000 | 58,663,000 | 55,554,000 | 58,506,000 |
| Total loans | 27,010,000 | 28,093,000 | 29,161,000 | 26,289,000 |
| Allowance for loan losses | 350,000 | 345,000 | 358,000 | 360,000 |
| Securities available for sale | 17,792,000 | 18,737,000 | 17,583,000 | 16,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,726,000 | 52,381,000 | 49,204,000 | 52,431,000 |
| Interest-bearing deposits | 36,616,000 | 33,296,000 | 30,788,000 | 33,822,000 |
| Noninterest-bearing deposits | 19,110,000 | 19,085,000 | 18,416,000 | 18,608,000 |
| Equity capital | 5,815,000 | 5,971,000 | 6,023,000 | 5,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 535,000 | 1,097,000 | 1,671,000 | 2,221,000 |
| Interest expense | 63,000 | 124,000 | 183,000 | 246,000 |
| Net interest income | 472,000 | 973,000 | 1,488,000 | 1,975,000 |
| Noninterest income | 56,000 | 120,000 | 168,000 | 219,000 |
| Noninterest expense | 463,000 | 918,000 | 1,381,000 | 1,822,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 30,000 |
| Pretax income | 69,000 | 183,000 | 268,000 | 350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 69,000 | 183,000 | 268,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,818,000 | 5,868,000 | 5,938,000 | 6,020,000 |
| Total capital | 6,168,000 | 6,213,000 | 6,296,000 | 6,380,000 |
| Risk-weighted assets | 31,835,000 | 31,933,000 | 31,959,000 | 29,965,000 |