Call reports 2007
CITIZENS STATE BANK OF TAYLOR COUNTY, THE — 2007
What CITIZENS STATE BANK OF TAYLOR COUNTY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 47,912,000 | 47,326,000 | 48,879,000 | 49,109,000 |
| Total loans | 31,503,000 | 33,373,000 | 33,241,000 | 32,668,000 |
| Allowance for loan losses | 563,000 | 600,000 | 519,000 | 671,000 |
| Securities available for sale | 2,045,000 | 2,026,000 | 2,057,000 | 1,371,000 |
| Securities held to maturity | 2,810,000 | 3,220,000 | 3,148,000 | 2,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,561,000 | 39,931,000 | 41,253,000 | 41,388,000 |
| Interest-bearing deposits | 32,941,000 | 33,660,000 | 34,848,000 | 34,086,000 |
| Noninterest-bearing deposits | 7,620,000 | 6,271,000 | 6,405,000 | 7,302,000 |
| Equity capital | 6,939,000 | 6,880,000 | 7,001,000 | 7,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,821,000 | 2,763,000 | 3,731,000 |
| Interest expense | 301,000 | 624,000 | 970,000 | 1,319,000 |
| Net interest income | 591,000 | 1,197,000 | 1,793,000 | 2,412,000 |
| Noninterest income | 92,000 | 169,000 | 245,000 | 338,000 |
| Noninterest expense | 349,000 | 706,000 | 1,057,000 | 1,421,000 |
| Provision for loan losses | 30,000 | 60,000 | 120,000 | 265,000 |
| Pretax income | 304,000 | 600,000 | 861,000 | 1,064,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 304,000 | 600,000 | 861,000 | 1,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,959,000 | 6,920,000 | 7,011,000 | 7,214,000 |
| Total capital | 7,359,000 | 7,347,000 | 7,431,000 | 7,628,000 |
| Risk-weighted assets | 31,859,000 | 34,005,000 | 33,520,000 | 32,897,000 |
Machine access — free, no API key
Every figure shown here about CITIZENS STATE BANK OF TAYLOR COUNTY, THE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.