Call reports 2013
GARNAVILLO SAVINGS BANK, THE — 2013
What GARNAVILLO SAVINGS BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 37,476,000 | 37,596,000 | 38,287,000 | 38,280,000 |
| Total loans | 29,839,000 | 29,507,000 | 29,608,000 | 31,525,000 |
| Allowance for loan losses | 474,000 | 474,000 | 475,000 | 448,000 |
| Securities available for sale | 4,179,000 | 3,908,000 | 3,888,000 | 3,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,944,000 | 33,289,000 | 32,447,000 | 33,938,000 |
| Interest-bearing deposits | 27,642,000 | 28,092,000 | 27,155,000 | 27,373,000 |
| Noninterest-bearing deposits | 5,302,000 | 5,197,000 | 5,292,000 | 6,565,000 |
| Equity capital | 4,256,000 | 4,261,000 | 4,413,000 | 4,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 841,000 | 1,260,000 | 1,685,000 |
| Interest expense | 72,000 | 144,000 | 214,000 | 284,000 |
| Net interest income | 339,000 | 697,000 | 1,046,000 | 1,401,000 |
| Noninterest income | 48,000 | 98,000 | 138,000 | 180,000 |
| Noninterest expense | 273,000 | 521,000 | 764,000 | 1,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 274,000 | 420,000 | 313,000 |
| Income tax | 5,000 | 13,000 | 20,000 | 15,000 |
| Net income | 109,000 | 261,000 | 400,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,118,000 | 4,216,000 | 4,355,000 | 4,253,000 |
| Total capital | 4,479,000 | 4,571,000 | 4,712,000 | 4,631,000 |
| Risk-weighted assets | 28,805,000 | 28,247,000 | 28,479,000 | 30,157,000 |