Call reports 2011
GARNAVILLO SAVINGS BANK, THE — 2011
What GARNAVILLO SAVINGS BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,482,000 | 36,791,000 | 38,106,000 | 37,915,000 |
| Total loans | 31,624,000 | 31,739,000 | 32,074,000 | 29,645,000 |
| Allowance for loan losses | 452,000 | 446,000 | 424,000 | 414,000 |
| Securities available for sale | 3,743,000 | 3,672,000 | 3,571,000 | 3,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,119,000 | 32,905,000 | 34,413,000 | 33,974,000 |
| Interest-bearing deposits | 29,491,000 | 28,431,000 | 29,352,000 | 28,811,000 |
| Noninterest-bearing deposits | 6,628,000 | 4,474,000 | 5,061,000 | 5,163,000 |
| Equity capital | 3,308,000 | 3,416,000 | 3,644,000 | 3,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 984,000 | 1,497,000 | 1,964,000 |
| Interest expense | 104,000 | 204,000 | 303,000 | 399,000 |
| Net interest income | 398,000 | 780,000 | 1,194,000 | 1,565,000 |
| Noninterest income | 35,000 | 64,000 | 104,000 | 144,000 |
| Noninterest expense | 264,000 | 609,000 | 859,000 | 1,097,000 |
| Provision for loan losses | 148,000 | 148,000 | 148,000 | 148,000 |
| Pretax income | 21,000 | 87,000 | 291,000 | 464,000 |
| Income tax | 2,000 | 3,000 | 14,000 | 23,000 |
| Net income | 19,000 | 84,000 | 277,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,232,000 | 3,296,000 | 3,490,000 | 3,528,000 |
| Total capital | 3,612,000 | 3,662,000 | 3,863,000 | 3,882,000 |
| Risk-weighted assets | 30,299,000 | 29,200,000 | 29,762,000 | 28,232,000 |