Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 19,800,000 | 20,539,000 |
| Total loans | 6,445,000 | 6,423,000 |
| Allowance for loan losses | 126,000 | 126,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 7,319,000 | 6,300,000 |
| Trading assets | 0 | 0 |
| Total deposits | 17,401,000 | 18,092,000 |
| Interest-bearing deposits | 11,656,000 | 12,328,000 |
| Noninterest-bearing deposits | 5,745,000 | 5,764,000 |
| Equity capital | 2,287,000 | 2,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 234,000 | 475,000 |
| Interest expense | 71,000 | 148,000 |
| Net interest income | 163,000 | 327,000 |
| Noninterest income | 19,000 | 29,000 |
| Noninterest expense | 154,000 | 286,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 28,000 | 70,000 |
| Income tax | 0 | 0 |
| Net income | 28,000 | 70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 2,287,000 | 2,329,000 |