Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 18,201,000 | 18,523,000 | 18,172,000 | 17,567,000 |
| Total loans | 7,069,000 | 6,437,000 | 6,090,000 | 6,490,000 |
| Allowance for loan losses | 84,000 | 84,000 | 94,000 | 50,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,052,000 | 4,071,000 | 3,766,000 | 4,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,253,000 | 16,503,000 | 16,118,000 | 15,635,000 |
| Interest-bearing deposits | 9,414,000 | 9,333,000 | 9,115,000 | 8,957,000 |
| Noninterest-bearing deposits | 6,839,000 | 7,170,000 | 7,003,000 | 6,678,000 |
| Equity capital | 1,937,000 | 2,006,000 | 2,041,000 | 1,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 293,000 | 420,000 | 537,000 |
| Interest expense | 9,000 | 18,000 | 28,000 | 36,000 |
| Net interest income | 127,000 | 275,000 | 392,000 | 501,000 |
| Noninterest income | 11,000 | 24,000 | 39,000 | 51,000 |
| Noninterest expense | 91,000 | 183,000 | 269,000 | 454,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 20,000 |
| Pretax income | 37,000 | 106,000 | 142,000 | 78,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 106,000 | 142,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,937,000 | 2,006,000 | 2,041,000 | 1,918,000 |
| Total capital | 2,021,000 | 2,090,000 | 2,135,000 | 1,968,000 |
| Risk-weighted assets | 9,229,000 | 8,907,000 | 8,677,000 | 8,858,000 |