Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 17,422,000 | 17,100,000 | 17,420,000 | 17,360,000 |
| Total loans | 6,130,000 | 6,566,000 | 6,120,000 | 6,994,000 |
| Allowance for loan losses | 74,000 | 74,000 | 74,000 | 74,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,194,000 | 5,191,000 | 4,888,000 | 5,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,497,000 | 15,123,000 | 15,391,000 | 15,448,000 |
| Interest-bearing deposits | 8,693,000 | 8,541,000 | 9,048,000 | 9,371,000 |
| Noninterest-bearing deposits | 6,804,000 | 6,582,000 | 6,344,000 | 6,077,000 |
| Equity capital | 1,911,000 | 1,964,000 | 2,017,000 | 1,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 122,000 | 248,000 | 379,000 | 509,000 |
| Interest expense | 8,000 | 17,000 | 27,000 | 35,000 |
| Net interest income | 114,000 | 231,000 | 352,000 | 474,000 |
| Noninterest income | 16,000 | 29,000 | 44,000 | 60,000 |
| Noninterest expense | 93,000 | 171,000 | 255,000 | 449,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 89,000 | 141,000 | 85,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 89,000 | 141,000 | 85,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,911,000 | 1,964,000 | 2,017,000 | 1,900,000 |
| Total capital | 1,985,000 | 2,038,000 | 2,091,000 | 1,974,000 |
| Risk-weighted assets | 9,025,000 | 8,833,000 | 8,858,000 | 9,087,000 |