Call reports 2025
PEOPLES BANK — 2025
What PEOPLES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 456,786,000 | 469,523,000 | 469,439,000 | 484,585,000 |
| Total loans | 369,947,000 | 367,810,000 | 372,701,000 | 392,261,000 |
| Allowance for loan losses | 5,787,000 | 5,576,000 | 5,450,000 | 5,700,000 |
| Securities available for sale | 43,324,000 | 40,632,000 | 44,176,000 | 45,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,246,000 | 412,606,000 | 412,027,000 | 402,164,000 |
| Interest-bearing deposits | 319,406,000 | 321,852,000 | 326,452,000 | 320,104,000 |
| Noninterest-bearing deposits | 79,840,000 | 90,754,000 | 85,575,000 | 82,060,000 |
| Equity capital | 55,302,000 | 54,572,000 | 54,732,000 | 55,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,371,000 | 18,552,000 | 27,982,000 | 38,000,000 |
| Interest expense | 2,166,000 | 4,199,000 | 6,258,000 | 8,306,000 |
| Net interest income | 7,205,000 | 14,353,000 | 21,724,000 | 29,694,000 |
| Noninterest income | 3,660,000 | 6,852,000 | 10,304,000 | 13,766,000 |
| Noninterest expense | 6,335,000 | 12,742,000 | 19,156,000 | 25,754,000 |
| Provision for loan losses | 1,655,000 | 2,414,000 | 2,601,000 | 3,233,000 |
| Pretax income | 2,875,000 | 6,049,000 | 10,132,000 | 14,340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,875,000 | 6,049,000 | 10,132,000 | 14,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,288,000 | 58,744,000 | 57,432,000 | 57,715,000 |
| Total capital | 62,694,000 | 63,199,000 | 61,882,000 | 62,291,000 |
| Risk-weighted assets | 351,114,000 | 355,291,000 | 354,877,000 | 364,872,000 |