Call reports 2024
PEOPLES BANK — 2024
What PEOPLES BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 480,316,000 | 465,923,000 | 457,930,000 | 453,959,000 |
| Total loans | 383,058,000 | 366,221,000 | 359,208,000 | 364,127,000 |
| Allowance for loan losses | 5,933,000 | 6,006,000 | 6,030,000 | 5,531,000 |
| Securities available for sale | 49,647,000 | 49,801,000 | 44,810,000 | 43,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,554,000 | 409,649,000 | 403,956,000 | 399,638,000 |
| Interest-bearing deposits | 327,669,000 | 327,959,000 | 322,602,000 | 317,138,000 |
| Noninterest-bearing deposits | 81,885,000 | 81,690,000 | 81,354,000 | 82,500,000 |
| Equity capital | 49,840,000 | 52,522,000 | 51,079,000 | 50,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,716,000 | 20,454,000 | 30,632,000 | 40,341,000 |
| Interest expense | 2,353,000 | 4,983,000 | 7,296,000 | 9,441,000 |
| Net interest income | 7,363,000 | 15,471,000 | 23,336,000 | 30,900,000 |
| Noninterest income | 3,275,000 | 7,956,000 | 11,206,000 | 14,745,000 |
| Noninterest expense | 6,531,000 | 13,307,000 | 20,013,000 | 26,890,000 |
| Provision for loan losses | 170,000 | 404,000 | 686,000 | 1,607,000 |
| Pretax income | 3,941,000 | 9,725,000 | 13,852,000 | 17,153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,941,000 | 9,725,000 | 13,852,000 | 17,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,277,000 | 54,327,000 | 52,362,000 | 52,451,000 |
| Total capital | 55,692,000 | 58,526,000 | 56,582,000 | 56,807,000 |
| Risk-weighted assets | 351,686,000 | 334,145,000 | 335,831,000 | 347,327,000 |