Call reports 2023
PEOPLES BANK — 2023
What PEOPLES BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 438,557,000 | 457,208,000 | 444,990,000 | 462,846,000 |
| Total loans | 351,214,000 | 362,194,000 | 343,834,000 | 362,908,000 |
| Allowance for loan losses | 5,673,000 | 5,683,000 | 5,813,000 | 5,714,000 |
| Securities available for sale | 42,892,000 | 43,569,000 | 43,778,000 | 42,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,548,000 | 390,098,000 | 387,330,000 | 374,724,000 |
| Interest-bearing deposits | 286,094,000 | 290,902,000 | 287,882,000 | 302,006,000 |
| Noninterest-bearing deposits | 95,454,000 | 99,196,000 | 99,448,000 | 72,718,000 |
| Equity capital | 48,075,000 | 51,842,000 | 52,672,000 | 60,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,539,000 | 17,981,000 | 27,296,000 | 37,051,000 |
| Interest expense | 1,187,000 | 2,478,000 | 4,103,000 | 6,150,000 |
| Net interest income | 7,352,000 | 15,503,000 | 23,193,000 | 30,901,000 |
| Noninterest income | 5,260,000 | 9,603,000 | 19,943,000 | 26,651,000 |
| Noninterest expense | 6,697,000 | 13,075,000 | 20,220,000 | 26,507,000 |
| Provision for loan losses | 266,000 | 408,000 | 829,000 | 1,052,000 |
| Pretax income | 5,649,000 | 11,623,000 | 22,087,000 | 29,513,000 |
| Income tax | -27,000 | 253,000 | 995,000 | 1,124,000 |
| Net income | 5,676,000 | 11,370,000 | 21,092,000 | 28,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,398,000 | 54,357,000 | 57,017,000 | 61,215,000 |
| Total capital | 54,459,000 | 58,556,000 | 61,137,000 | 65,464,000 |
| Risk-weighted assets | 323,309,000 | 334,460,000 | 327,914,000 | 338,518,000 |