Call reports 2022
PEOPLES BANK — 2022
What PEOPLES BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 444,874,000 | 424,054,000 | 428,346,000 | 467,010,000 |
| Total loans | 298,723,000 | 313,531,000 | 331,867,000 | 373,359,000 |
| Allowance for loan losses | 4,925,000 | 4,844,000 | 5,024,000 | 5,577,000 |
| Securities available for sale | 35,627,000 | 41,901,000 | 39,216,000 | 41,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,935,000 | 374,217,000 | 379,927,000 | 376,596,000 |
| Interest-bearing deposits | 284,031,000 | 268,909,000 | 262,063,000 | 266,617,000 |
| Noninterest-bearing deposits | 107,904,000 | 105,308,000 | 117,864,000 | 109,979,000 |
| Equity capital | 49,764,000 | 45,776,000 | 44,412,000 | 46,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,941,000 | 12,099,000 | 18,638,000 | 27,005,000 |
| Interest expense | 333,000 | 643,000 | 972,000 | 1,453,000 |
| Net interest income | 5,608,000 | 11,456,000 | 17,666,000 | 25,552,000 |
| Noninterest income | 6,279,000 | 11,105,000 | 14,254,000 | 17,298,000 |
| Noninterest expense | 6,265,000 | 12,737,000 | 18,771,000 | 25,413,000 |
| Provision for loan losses | 366,000 | 530,000 | 822,000 | 1,550,000 |
| Pretax income | 5,256,000 | 9,294,000 | 12,327,000 | 15,887,000 |
| Income tax | 0 | 0 | 0 | 821,000 |
| Net income | 5,256,000 | 9,294,000 | 12,327,000 | 15,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,173,000 | 47,916,000 | 48,460,000 | 49,154,000 |
| Total capital | 53,888,000 | 51,549,000 | 52,176,000 | 53,239,000 |
| Risk-weighted assets | 296,020,000 | 289,458,000 | 296,019,000 | 325,333,000 |