Call reports 2020
PEOPLES BANK — 2020
What PEOPLES BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 312,516,000 | 402,287,000 | 426,625,000 | 393,586,000 |
| Total loans | 242,286,000 | 320,525,000 | 365,253,000 | 315,102,000 |
| Allowance for loan losses | 3,107,000 | 3,400,000 | 3,607,000 | 4,142,000 |
| Securities available for sale | 32,634,000 | 34,301,000 | 34,075,000 | 33,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,420,000 | 343,605,000 | 354,832,000 | 343,490,000 |
| Interest-bearing deposits | 232,429,000 | 269,442,000 | 274,881,000 | 264,444,000 |
| Noninterest-bearing deposits | 42,991,000 | 74,163,000 | 79,951,000 | 79,046,000 |
| Equity capital | 33,379,000 | 37,702,000 | 39,555,000 | 38,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,431,000 | 8,958,000 | 14,043,000 | 19,208,000 |
| Interest expense | 862,000 | 1,651,000 | 2,380,000 | 3,019,000 |
| Net interest income | 3,569,000 | 7,307,000 | 11,663,000 | 16,189,000 |
| Noninterest income | 1,817,000 | 5,347,000 | 9,053,000 | 15,400,000 |
| Noninterest expense | 3,740,000 | 7,435,000 | 11,834,000 | 17,170,000 |
| Provision for loan losses | 150,000 | 485,000 | 853,000 | 1,458,000 |
| Pretax income | 1,496,000 | 4,734,000 | 8,029,000 | 12,961,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,496,000 | 4,734,000 | 8,029,000 | 12,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,703,000 | 36,260,000 | 38,076,000 | 37,352,000 |
| Total capital | 36,583,000 | 39,308,000 | 41,228,000 | 40,511,000 |
| Risk-weighted assets | 230,246,000 | 243,547,000 | 251,722,000 | 251,743,000 |