Call reports 2019
PEOPLES BANK — 2019
What PEOPLES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 311,250,000 | 315,374,000 | 310,997,000 | 309,299,000 |
| Total loans | 246,118,000 | 249,301,000 | 246,282,000 | 247,091,000 |
| Allowance for loan losses | 3,055,000 | 3,071,000 | 3,125,000 | 3,120,000 |
| Securities available for sale | 32,521,000 | 34,109,000 | 34,497,000 | 34,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,722,000 | 281,172,000 | 274,929,000 | 274,080,000 |
| Interest-bearing deposits | 235,352,000 | 236,413,000 | 230,085,000 | 227,953,000 |
| Noninterest-bearing deposits | 42,370,000 | 44,759,000 | 44,844,000 | 46,127,000 |
| Equity capital | 30,447,000 | 30,735,000 | 31,965,000 | 31,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,621,000 | 9,360,000 | 14,245,000 | 18,804,000 |
| Interest expense | 843,000 | 1,733,000 | 2,646,000 | 3,520,000 |
| Net interest income | 3,778,000 | 7,627,000 | 11,599,000 | 15,284,000 |
| Noninterest income | 2,009,000 | 3,858,000 | 6,040,000 | 8,887,000 |
| Noninterest expense | 3,478,000 | 7,240,000 | 11,163,000 | 15,252,000 |
| Provision for loan losses | 494,000 | 699,000 | 834,000 | 1,124,000 |
| Pretax income | 1,846,000 | 3,618,000 | 5,714,000 | 7,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,846,000 | 3,618,000 | 5,714,000 | 7,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,030,000 | 29,882,000 | 30,897,000 | 30,650,000 |
| Total capital | 32,764,000 | 32,748,000 | 33,658,000 | 33,514,000 |
| Risk-weighted assets | 218,390,000 | 229,058,000 | 220,542,000 | 228,898,000 |