Call reports 2018
PEOPLES BANK — 2018
What PEOPLES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 287,678,000 | 287,020,000 | 294,423,000 | 297,303,000 |
| Total loans | 236,139,000 | 236,981,000 | 240,988,000 | 243,718,000 |
| Allowance for loan losses | 3,008,000 | 3,006,000 | 3,032,000 | 3,053,000 |
| Securities available for sale | 33,134,000 | 32,810,000 | 32,875,000 | 32,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,987,000 | 250,635,000 | 257,223,000 | 255,795,000 |
| Interest-bearing deposits | 216,336,000 | 211,411,000 | 215,921,000 | 214,983,000 |
| Noninterest-bearing deposits | 37,651,000 | 39,224,000 | 41,302,000 | 40,812,000 |
| Equity capital | 27,537,000 | 27,109,000 | 27,767,000 | 27,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,052,000 | 8,392,000 | 12,880,000 | 17,385,000 |
| Interest expense | 474,000 | 995,000 | 1,588,000 | 2,290,000 |
| Net interest income | 3,578,000 | 7,397,000 | 11,292,000 | 15,095,000 |
| Noninterest income | 1,786,000 | 3,158,000 | 5,212,000 | 6,683,000 |
| Noninterest expense | 4,514,000 | 7,960,000 | 11,705,000 | 15,413,000 |
| Provision for loan losses | 228,000 | 318,000 | 563,000 | 703,000 |
| Pretax income | 622,000 | 2,306,000 | 4,305,000 | 5,762,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 622,000 | 2,306,000 | 4,305,000 | 5,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,379,000 | 27,067,000 | 28,078,000 | 27,349,000 |
| Total capital | 29,950,000 | 29,656,000 | 30,745,000 | 30,072,000 |
| Risk-weighted assets | 205,265,000 | 206,725,000 | 213,027,000 | 217,546,000 |