Call reports 2016
PEOPLES BANK — 2016
What PEOPLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 271,143,000 | 278,469,000 | 283,838,000 | 284,312,000 |
| Total loans | 222,949,000 | 230,302,000 | 228,364,000 | 231,476,000 |
| Allowance for loan losses | 2,836,000 | 2,846,000 | 2,888,000 | 2,932,000 |
| Securities available for sale | 27,327,000 | 26,298,000 | 30,975,000 | 30,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,517,000 | 238,306,000 | 234,647,000 | 244,641,000 |
| Interest-bearing deposits | 208,827,000 | 206,696,000 | 203,774,000 | 209,844,000 |
| Noninterest-bearing deposits | 28,690,000 | 31,610,000 | 30,873,000 | 34,797,000 |
| Equity capital | 24,737,000 | 26,520,000 | 27,277,000 | 25,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,671,000 | 7,509,000 | 11,424,000 | 15,304,000 |
| Interest expense | 280,000 | 578,000 | 891,000 | 1,217,000 |
| Net interest income | 3,391,000 | 6,931,000 | 10,533,000 | 14,087,000 |
| Noninterest income | 1,040,000 | 2,340,000 | 3,976,000 | 5,291,000 |
| Noninterest expense | 2,935,000 | 6,181,000 | 9,505,000 | 12,834,000 |
| Provision for loan losses | 150,000 | 483,000 | 748,000 | 947,000 |
| Pretax income | 1,346,000 | 2,607,000 | 4,265,000 | 5,606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,346,000 | 2,607,000 | 4,265,000 | 5,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,163,000 | 25,771,000 | 26,709,000 | 26,121,000 |
| Total capital | 26,672,000 | 28,355,000 | 29,330,000 | 28,755,000 |
| Risk-weighted assets | 200,355,000 | 206,432,000 | 209,429,000 | 210,391,000 |