Call reports 2015
PEOPLES BANK — 2015
What PEOPLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 250,371,000 | 244,570,000 | 248,860,000 | 263,300,000 |
| Total loans | 200,137,000 | 196,205,000 | 200,673,000 | 213,751,000 |
| Allowance for loan losses | 2,654,000 | 2,751,000 | 2,749,000 | 2,757,000 |
| Securities available for sale | 27,761,000 | 27,675,000 | 28,144,000 | 27,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,373,000 | 204,985,000 | 219,457,000 | 224,783,000 |
| Interest-bearing deposits | 180,950,000 | 178,264,000 | 192,982,000 | 197,012,000 |
| Noninterest-bearing deposits | 27,423,000 | 26,721,000 | 26,475,000 | 27,771,000 |
| Equity capital | 24,361,000 | 23,751,000 | 24,464,000 | 24,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,315,000 | 6,687,000 | 10,217,000 | 13,710,000 |
| Interest expense | 205,000 | 420,000 | 659,000 | 923,000 |
| Net interest income | 3,110,000 | 6,267,000 | 9,558,000 | 12,787,000 |
| Noninterest income | 656,000 | 1,576,000 | 2,542,000 | 3,457,000 |
| Noninterest expense | 2,284,000 | 5,061,000 | 7,887,000 | 10,765,000 |
| Provision for loan losses | 300,000 | 550,000 | 712,000 | 888,000 |
| Pretax income | 1,182,000 | 2,232,000 | 3,502,000 | 4,591,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,182,000 | 2,232,000 | 3,502,000 | 4,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,427,000 | 23,067,000 | 23,693,000 | 23,356,000 |
| Total capital | 25,721,000 | 25,380,000 | 26,029,000 | 25,810,000 |
| Risk-weighted assets | 183,143,000 | 184,632,000 | 186,486,000 | 196,037,000 |