Call reports 2025
PREMIER COMMUNITY BANK — 2025
What PREMIER COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 541,645,000 | 536,300,000 | 532,783,000 | 551,388,000 |
| Total loans | 374,622,000 | 385,290,000 | 383,055,000 | 378,026,000 |
| Allowance for loan losses | 3,902,000 | 3,992,000 | 4,069,000 | 4,444,000 |
| Securities available for sale | 95,961,000 | 95,365,000 | 95,497,000 | 97,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,476,000 | 478,665,000 | 467,908,000 | 484,089,000 |
| Interest-bearing deposits | 433,537,000 | 426,139,000 | 411,626,000 | 429,560,000 |
| Noninterest-bearing deposits | 51,939,000 | 52,526,000 | 56,282,000 | 54,529,000 |
| Equity capital | 37,607,000 | 38,866,000 | 40,305,000 | 41,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,651,000 | 13,588,000 | 20,650,000 | 27,748,000 |
| Interest expense | 2,545,000 | 5,068,000 | 7,480,000 | 9,788,000 |
| Net interest income | 4,106,000 | 8,520,000 | 13,170,000 | 17,960,000 |
| Noninterest income | 853,000 | 1,608,000 | 2,378,000 | 4,215,000 |
| Noninterest expense | 4,134,000 | 8,409,000 | 12,822,000 | 18,201,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 525,000 |
| Pretax income | 827,000 | 1,648,000 | 2,581,000 | 3,541,000 |
| Income tax | 131,000 | 266,000 | 423,000 | 519,000 |
| Net income | 696,000 | 1,382,000 | 2,158,000 | 3,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,448,000 | 45,810,000 | 46,966,000 | 47,562,000 |
| Total capital | 49,444,000 | 49,896,000 | 51,129,000 | 52,100,000 |
| Risk-weighted assets | 396,582,000 | 401,418,000 | 396,305,000 | 394,392,000 |