Call reports 2024
PREMIER COMMUNITY BANK — 2024
What PREMIER COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 509,251,000 | 513,728,000 | 534,570,000 | 536,187,000 |
| Total loans | 346,241,000 | 355,535,000 | 362,553,000 | 369,336,000 |
| Allowance for loan losses | 4,051,000 | 3,994,000 | 3,965,000 | 3,913,000 |
| Securities available for sale | 104,252,000 | 102,388,000 | 106,897,000 | 94,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,495,000 | 451,172,000 | 468,548,000 | 471,014,000 |
| Interest-bearing deposits | 388,596,000 | 400,741,000 | 412,314,000 | 415,688,000 |
| Noninterest-bearing deposits | 48,899,000 | 50,431,000 | 56,234,000 | 55,326,000 |
| Equity capital | 32,517,000 | 33,024,000 | 36,667,000 | 35,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,803,000 | 11,954,000 | 18,456,000 | 25,712,000 |
| Interest expense | 2,119,000 | 4,428,000 | 6,861,000 | 9,334,000 |
| Net interest income | 3,684,000 | 7,526,000 | 11,595,000 | 16,378,000 |
| Noninterest income | 721,000 | 1,462,000 | 2,232,000 | 3,273,000 |
| Noninterest expense | 3,781,000 | 7,537,000 | 11,271,000 | 15,315,000 |
| Provision for loan losses | 1,000 | -19,000 | -19,000 | -19,000 |
| Pretax income | 631,000 | 1,460,000 | 2,566,000 | 3,927,000 |
| Income tax | 96,000 | 237,000 | 430,000 | 654,000 |
| Net income | 535,000 | 1,223,000 | 2,136,000 | 3,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,173,000 | 44,578,000 | 45,167,000 | 45,032,000 |
| Total capital | 48,298,000 | 48,666,000 | 49,226,000 | 49,039,000 |
| Risk-weighted assets | 379,395,000 | 382,325,000 | 386,756,000 | 390,623,000 |