Call reports 2023
PREMIER COMMUNITY BANK — 2023
What PREMIER COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 465,479,000 | 486,131,000 | 488,212,000 | 488,350,000 |
| Total loans | 310,882,000 | 336,124,000 | 343,576,000 | 341,580,000 |
| Allowance for loan losses | 3,883,000 | 3,959,000 | 3,913,000 | 4,061,000 |
| Securities available for sale | 111,164,000 | 108,122,000 | 102,322,000 | 105,686,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,792,000 | 425,978,000 | 420,028,000 | 404,923,000 |
| Interest-bearing deposits | 370,169,000 | 371,948,000 | 369,712,000 | 354,067,000 |
| Noninterest-bearing deposits | 56,623,000 | 54,030,000 | 50,316,000 | 50,856,000 |
| Equity capital | 31,074,000 | 31,160,000 | 28,818,000 | 32,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,488,000 | 9,915,000 | 15,450,000 | 21,093,000 |
| Interest expense | 730,000 | 2,100,000 | 3,980,000 | 6,015,000 |
| Net interest income | 3,758,000 | 7,815,000 | 11,470,000 | 15,078,000 |
| Noninterest income | 764,000 | 1,465,000 | 2,170,000 | 2,774,000 |
| Noninterest expense | 3,268,000 | 6,600,000 | 10,157,000 | 13,782,000 |
| Provision for loan losses | 0 | 75,000 | 150,000 | 300,000 |
| Pretax income | 1,256,000 | 2,612,000 | 3,342,000 | 4,010,000 |
| Income tax | 304,000 | 652,000 | 806,000 | 1,018,000 |
| Net income | 952,000 | 1,960,000 | 2,536,000 | 2,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,862,000 | 43,590,000 | 43,842,000 | 43,973,000 |
| Total capital | 46,745,000 | 47,549,000 | 47,755,000 | 48,034,000 |
| Risk-weighted assets | 357,707,000 | 371,851,000 | 373,661,000 | 368,087,000 |