Call reports 2022
PREMIER COMMUNITY BANK — 2022
What PREMIER COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 444,571,000 | 454,298,000 | 433,759,000 | 446,344,000 |
| Total loans | 241,701,000 | 251,877,000 | 275,454,000 | 296,016,000 |
| Allowance for loan losses | 4,380,000 | 4,386,000 | 4,388,000 | 3,886,000 |
| Securities available for sale | 123,333,000 | 119,909,000 | 113,164,000 | 111,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 404,795,000 | 418,390,000 | 400,174,000 | 408,173,000 |
| Interest-bearing deposits | 354,706,000 | 361,437,000 | 344,620,000 | 350,697,000 |
| Noninterest-bearing deposits | 50,089,000 | 56,953,000 | 55,554,000 | 57,476,000 |
| Equity capital | 35,058,000 | 30,852,000 | 28,314,000 | 29,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,017,000 | 6,292,000 | 10,030,000 | 14,194,000 |
| Interest expense | 158,000 | 332,000 | 586,000 | 958,000 |
| Net interest income | 2,859,000 | 5,960,000 | 9,444,000 | 13,236,000 |
| Noninterest income | 902,000 | 1,637,000 | 2,559,000 | 3,322,000 |
| Noninterest expense | 2,998,000 | 6,037,000 | 9,164,000 | 12,688,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 762,000 | 1,594,000 | 2,878,000 | 3,988,000 |
| Income tax | 174,000 | 360,000 | 605,000 | 871,000 |
| Net income | 588,000 | 1,234,000 | 2,273,000 | 3,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,477,000 | 40,922,000 | 41,667,000 | 42,291,000 |
| Total capital | 44,182,000 | 44,847,000 | 45,772,000 | 46,177,000 |
| Risk-weighted assets | 295,734,000 | 313,543,000 | 328,124,000 | 342,085,000 |