Call reports 2020
PREMIER COMMUNITY BANK — 2020
What PREMIER COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 327,448,000 | 357,526,000 | 366,464,000 | 389,361,000 |
| Total loans | 229,035,000 | 248,764,000 | 243,457,000 | 241,122,000 |
| Allowance for loan losses | 3,457,000 | 3,730,000 | 3,870,000 | 3,969,000 |
| Securities available for sale | 44,291,000 | 42,019,000 | 50,722,000 | 59,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,722,000 | 314,843,000 | 323,082,000 | 345,489,000 |
| Interest-bearing deposits | 263,275,000 | 275,508,000 | 281,880,000 | 301,605,000 |
| Noninterest-bearing deposits | 26,447,000 | 39,335,000 | 41,202,000 | 43,884,000 |
| Equity capital | 32,976,000 | 33,429,000 | 33,878,000 | 34,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,288,000 | 6,496,000 | 9,567,000 | 12,708,000 |
| Interest expense | 451,000 | 788,000 | 1,053,000 | 1,302,000 |
| Net interest income | 2,837,000 | 5,708,000 | 8,514,000 | 11,406,000 |
| Noninterest income | 712,000 | 1,666,000 | 2,496,000 | 3,271,000 |
| Noninterest expense | 2,722,000 | 5,505,000 | 8,185,000 | 10,827,000 |
| Provision for loan losses | 45,000 | 310,000 | 460,000 | 610,000 |
| Pretax income | 782,000 | 1,559,000 | 2,364,000 | 3,243,000 |
| Income tax | 176,000 | 347,000 | 529,000 | 725,000 |
| Net income | 606,000 | 1,212,000 | 1,835,000 | 2,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,563,000 | 31,787,000 | 32,259,000 | 32,762,000 |
| Total capital | 34,862,000 | 35,403,000 | 35,914,000 | 36,412,000 |
| Risk-weighted assets | 263,756,000 | 289,127,000 | 292,162,000 | 291,681,000 |