Call reports 2019
PREMIER COMMUNITY BANK — 2019
What PREMIER COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 312,806,000 | 315,055,000 | 310,263,000 | 315,809,000 |
| Total loans | 212,825,000 | 222,715,000 | 224,144,000 | 226,687,000 |
| Allowance for loan losses | 3,360,000 | 3,391,000 | 3,432,000 | 3,422,000 |
| Securities available for sale | 46,470,000 | 44,353,000 | 44,628,000 | 43,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,694,000 | 280,097,000 | 274,173,000 | 278,634,000 |
| Interest-bearing deposits | 256,141,000 | 256,417,000 | 249,085,000 | 251,150,000 |
| Noninterest-bearing deposits | 22,553,000 | 23,680,000 | 25,088,000 | 27,484,000 |
| Equity capital | 29,781,000 | 30,544,000 | 31,243,000 | 32,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,108,000 | 6,352,000 | 9,806,000 | 13,193,000 |
| Interest expense | 481,000 | 994,000 | 1,513,000 | 1,997,000 |
| Net interest income | 2,627,000 | 5,358,000 | 8,293,000 | 11,196,000 |
| Noninterest income | 711,000 | 1,413,000 | 2,150,000 | 3,579,000 |
| Noninterest expense | 2,714,000 | 5,464,000 | 8,133,000 | 11,008,000 |
| Provision for loan losses | 30,000 | 60,000 | 130,000 | 160,000 |
| Pretax income | 594,000 | 1,247,000 | 2,180,000 | 3,607,000 |
| Income tax | 129,000 | 275,000 | 495,000 | 851,000 |
| Net income | 465,000 | 972,000 | 1,685,000 | 2,756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,885,000 | 29,393,000 | 30,066,000 | 31,083,000 |
| Total capital | 31,989,000 | 32,628,000 | 33,300,000 | 34,330,000 |
| Risk-weighted assets | 247,864,000 | 258,443,000 | 258,497,000 | 259,548,000 |