Call reports 2017
PREMIER COMMUNITY BANK — 2017
What PREMIER COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 278,380,000 | 287,001,000 | 298,719,000 | 298,967,000 |
| Total loans | 190,117,000 | 194,510,000 | 196,478,000 | 205,124,000 |
| Allowance for loan losses | 3,086,000 | 3,057,000 | 3,060,000 | 3,062,000 |
| Securities available for sale | 50,680,000 | 51,601,000 | 52,889,000 | 47,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,731,000 | 254,714,000 | 265,741,000 | 266,577,000 |
| Interest-bearing deposits | 227,249,000 | 233,796,000 | 242,441,000 | 243,607,000 |
| Noninterest-bearing deposits | 19,482,000 | 20,918,000 | 23,300,000 | 22,970,000 |
| Equity capital | 27,877,000 | 28,325,000 | 28,731,000 | 28,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,497,000 | 5,095,000 | 7,962,000 | 10,755,000 |
| Interest expense | 178,000 | 406,000 | 655,000 | 903,000 |
| Net interest income | 2,319,000 | 4,689,000 | 7,307,000 | 9,852,000 |
| Noninterest income | 722,000 | 1,520,000 | 2,204,000 | 2,925,000 |
| Noninterest expense | 2,526,000 | 5,084,000 | 7,595,000 | 10,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 515,000 | 1,125,000 | 1,916,000 | 2,466,000 |
| Income tax | 120,000 | 272,000 | 498,000 | 1,128,000 |
| Net income | 395,000 | 853,000 | 1,418,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,510,000 | 26,986,000 | 27,475,000 | 26,564,000 |
| Total capital | 29,295,000 | 29,820,000 | 30,356,000 | 29,516,000 |
| Risk-weighted assets | 222,052,000 | 226,191,000 | 229,977,000 | 235,096,000 |