Call reports 2016
PREMIER COMMUNITY BANK — 2016
What PREMIER COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 281,186,000 | 278,896,000 | 272,384,000 | 281,720,000 |
| Total loans | 180,492,000 | 183,921,000 | 190,731,000 | 187,798,000 |
| Allowance for loan losses | 2,985,000 | 3,075,000 | 3,076,000 | 3,085,000 |
| Securities available for sale | 53,942,000 | 52,573,000 | 49,420,000 | 51,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,569,000 | 244,920,000 | 238,942,000 | 250,274,000 |
| Interest-bearing deposits | 225,102,000 | 223,507,000 | 218,861,000 | 228,988,000 |
| Noninterest-bearing deposits | 22,467,000 | 21,413,000 | 20,081,000 | 21,286,000 |
| Equity capital | 27,966,000 | 28,220,000 | 28,089,000 | 27,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,448,000 | 4,911,000 | 7,389,000 | 9,943,000 |
| Interest expense | 174,000 | 345,000 | 512,000 | 675,000 |
| Net interest income | 2,274,000 | 4,566,000 | 6,877,000 | 9,268,000 |
| Noninterest income | 664,000 | 1,406,000 | 2,164,000 | 2,914,000 |
| Noninterest expense | 2,502,000 | 5,024,000 | 7,649,000 | 10,164,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 435,000 | 920,000 | 1,430,000 | 2,003,000 |
| Income tax | 74,000 | 166,000 | 270,000 | 401,000 |
| Net income | 361,000 | 754,000 | 1,160,000 | 1,602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,040,000 | 26,164,000 | 26,303,000 | 26,473,000 |
| Total capital | 28,674,000 | 28,845,000 | 29,037,000 | 29,222,000 |
| Risk-weighted assets | 210,007,000 | 213,689,000 | 218,021,000 | 219,234,000 |