Call reports 2015
PREMIER COMMUNITY BANK — 2015
What PREMIER COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 266,418,000 | 267,416,000 | 277,129,000 | 281,302,000 |
| Total loans | 165,248,000 | 167,532,000 | 176,920,000 | 182,117,000 |
| Allowance for loan losses | 3,003,000 | 2,965,000 | 2,967,000 | 2,952,000 |
| Securities available for sale | 59,362,000 | 61,716,000 | 61,448,000 | 57,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,839,000 | 234,278,000 | 239,881,000 | 247,744,000 |
| Interest-bearing deposits | 213,892,000 | 216,130,000 | 219,393,000 | 225,784,000 |
| Noninterest-bearing deposits | 16,947,000 | 18,148,000 | 20,488,000 | 21,960,000 |
| Equity capital | 27,676,000 | 27,454,000 | 27,802,000 | 27,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,278,000 | 4,575,000 | 6,922,000 | 9,370,000 |
| Interest expense | 191,000 | 377,000 | 553,000 | 731,000 |
| Net interest income | 2,087,000 | 4,198,000 | 6,369,000 | 8,639,000 |
| Noninterest income | 641,000 | 1,350,000 | 2,166,000 | 2,874,000 |
| Noninterest expense | 2,271,000 | 4,543,000 | 6,924,000 | 9,412,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 457,000 | 999,000 | 1,519,000 | 2,009,000 |
| Income tax | 74,000 | 180,000 | 225,000 | 288,000 |
| Net income | 383,000 | 819,000 | 1,294,000 | 1,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,568,000 | 26,372,000 | 26,231,000 | 26,267,000 |
| Total capital | 28,791,000 | 28,641,000 | 28,831,000 | 28,943,000 |
| Risk-weighted assets | 177,070,000 | 180,595,000 | 207,419,000 | 213,556,000 |