Call reports 2008
PREMIER COMMUNITY BANK — 2008
What PREMIER COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 201,714,000 | 206,532,000 | 208,358,000 | 214,067,000 |
| Total loans | 142,482,000 | 149,036,000 | 155,569,000 | 157,485,000 |
| Allowance for loan losses | 1,849,000 | 1,897,000 | 1,909,000 | 2,408,000 |
| Securities available for sale | 26,492,000 | 27,933,000 | 30,270,000 | 29,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,860,000 | 167,579,000 | 169,127,000 | 176,439,000 |
| Interest-bearing deposits | 155,498,000 | 152,300,000 | 157,133,000 | 162,349,000 |
| Noninterest-bearing deposits | 13,362,000 | 15,279,000 | 11,994,000 | 14,090,000 |
| Equity capital | 19,270,000 | 19,403,000 | 19,678,000 | 19,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,154,000 | 6,260,000 | 9,442,000 | 12,595,000 |
| Interest expense | 1,465,000 | 2,803,000 | 4,108,000 | 5,319,000 |
| Net interest income | 1,689,000 | 3,457,000 | 5,334,000 | 7,276,000 |
| Noninterest income | 326,000 | 660,000 | 1,011,000 | 1,325,000 |
| Noninterest expense | 1,378,000 | 2,731,000 | 4,112,000 | 5,666,000 |
| Provision for loan losses | 30,000 | 70,000 | 115,000 | 640,000 |
| Pretax income | 607,000 | 1,316,000 | 2,118,000 | 2,297,000 |
| Income tax | 154,000 | 333,000 | 555,000 | 527,000 |
| Net income | 453,000 | 983,000 | 1,563,000 | 1,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,051,000 | 19,393,000 | 19,803,000 | 19,830,000 |
| Total capital | 20,900,000 | 21,290,000 | 21,712,000 | 22,151,000 |
| Risk-weighted assets | 156,617,000 | 173,172,000 | 185,899,000 | 186,916,000 |
Machine access — free, no API key
Every figure shown here about PREMIER COMMUNITY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.