Call reports 2025
STOCK GROWERS BANK — 2025
What STOCK GROWERS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 327,329,000 | 318,527,000 | 316,059,000 | 331,900,000 |
| Total loans | 156,214,000 | 160,946,000 | 153,832,000 | 158,686,000 |
| Allowance for loan losses | 1,006,000 | 1,006,000 | 991,000 | 1,091,000 |
| Securities available for sale | 145,909,000 | 143,877,000 | 145,886,000 | 145,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,150,000 | 288,832,000 | 283,655,000 | 299,460,000 |
| Interest-bearing deposits | 241,019,000 | 233,504,000 | 227,188,000 | 237,089,000 |
| Noninterest-bearing deposits | 62,131,000 | 55,328,000 | 56,467,000 | 62,371,000 |
| Equity capital | 20,071,000 | 22,892,000 | 27,517,000 | 29,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,528,000 | 7,172,000 | 10,771,000 | 14,308,000 |
| Interest expense | 1,411,000 | 2,794,000 | 4,160,000 | 5,454,000 |
| Net interest income | 2,117,000 | 4,378,000 | 6,611,000 | 8,854,000 |
| Noninterest income | 126,000 | 237,000 | 349,000 | 480,000 |
| Noninterest expense | 1,283,000 | 2,446,000 | 3,644,000 | 5,226,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 904,000 | 2,113,000 | 3,260,000 | 3,952,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 904,000 | 2,113,000 | 3,260,000 | 3,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,282,000 | 35,564,000 | 36,784,000 | 37,549,000 |