Call reports 2024
STOCK GROWERS BANK — 2024
What STOCK GROWERS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 320,112,000 | 319,201,000 | 315,806,000 | 331,257,000 |
| Total loans | 147,878,000 | 152,825,000 | 147,903,000 | 157,100,000 |
| Allowance for loan losses | 1,007,000 | 1,006,000 | 1,006,000 | 1,006,000 |
| Securities available for sale | 160,346,000 | 153,397,000 | 155,828,000 | 148,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,174,000 | 290,082,000 | 281,834,000 | 306,608,000 |
| Interest-bearing deposits | 231,597,000 | 228,209,000 | 223,920,000 | 243,417,000 |
| Noninterest-bearing deposits | 65,577,000 | 61,873,000 | 57,914,000 | 63,191,000 |
| Equity capital | 19,876,000 | 18,847,000 | 23,793,000 | 20,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,198,000 | 6,557,000 | 10,033,000 | 13,488,000 |
| Interest expense | 1,277,000 | 2,702,000 | 4,301,000 | 5,801,000 |
| Net interest income | 1,921,000 | 3,855,000 | 5,732,000 | 7,687,000 |
| Noninterest income | 127,000 | 245,000 | 355,000 | 486,000 |
| Noninterest expense | 1,403,000 | 2,483,000 | 3,809,000 | 5,460,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 645,000 | 1,617,000 | 2,277,000 | 2,712,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 645,000 | 1,617,000 | 2,277,000 | 2,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,230,000 | 33,276,000 | 34,009,000 | 34,516,000 |