Call reports 2023
STOCK GROWERS BANK — 2023
What STOCK GROWERS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 320,771,000 | 320,807,000 | 317,233,000 | 323,706,000 |
| Total loans | 131,817,000 | 141,615,000 | 144,930,000 | 146,229,000 |
| Allowance for loan losses | 1,009,000 | 1,007,000 | 1,007,000 | 1,007,000 |
| Securities available for sale | 174,483,000 | 166,711,000 | 159,770,000 | 163,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,907,000 | 290,242,000 | 279,815,000 | 300,967,000 |
| Interest-bearing deposits | 222,227,000 | 218,353,000 | 210,774,000 | 229,350,000 |
| Noninterest-bearing deposits | 78,680,000 | 71,889,000 | 69,041,000 | 71,617,000 |
| Equity capital | 19,362,000 | 17,465,000 | 14,568,000 | 21,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,827,000 | 9,002,000 | 12,167,000 |
| Interest expense | 573,000 | 1,486,000 | 2,733,000 | 3,998,000 |
| Net interest income | 2,297,000 | 4,341,000 | 6,269,000 | 8,169,000 |
| Noninterest income | 140,000 | 258,000 | 374,000 | 508,000 |
| Noninterest expense | 1,145,000 | 2,266,000 | 3,466,000 | 5,132,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,291,000 | 2,333,000 | 3,177,000 | 3,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,291,000 | 2,333,000 | 3,177,000 | 3,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,749,000 | 30,864,000 | 31,781,000 | 32,199,000 |