Call reports 2022
STOCK GROWERS BANK — 2022
What STOCK GROWERS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 309,887,000 | 302,310,000 | 295,541,000 | 322,767,000 |
| Total loans | 124,998,000 | 131,279,000 | 125,730,000 | 138,298,000 |
| Allowance for loan losses | 710,000 | 710,000 | 710,000 | 709,000 |
| Securities available for sale | 158,030,000 | 154,322,000 | 152,132,000 | 170,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,085,000 | 285,814,000 | 284,549,000 | 298,856,000 |
| Interest-bearing deposits | 210,465,000 | 205,409,000 | 205,263,000 | 214,223,000 |
| Noninterest-bearing deposits | 77,620,000 | 80,405,000 | 79,286,000 | 84,633,000 |
| Equity capital | 21,672,000 | 16,383,000 | 10,824,000 | 17,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,232,000 | 6,696,000 | 9,326,000 |
| Interest expense | 134,000 | 266,000 | 535,000 | 933,000 |
| Net interest income | 1,902,000 | 3,966,000 | 6,161,000 | 8,393,000 |
| Noninterest income | 126,000 | 244,000 | 356,000 | 466,000 |
| Noninterest expense | 1,084,000 | 2,113,000 | 3,407,000 | 5,175,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 944,000 | 2,097,000 | 3,110,000 | 3,684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 944,000 | 2,097,000 | 3,110,000 | 3,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,556,000 | 28,783,000 | 29,869,000 | 30,540,000 |