Call reports 2021
STOCK GROWERS BANK — 2021
What STOCK GROWERS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 301,838,000 | 293,357,000 | 293,948,000 | 309,198,000 |
| Total loans | 121,876,000 | 127,124,000 | 124,735,000 | 131,669,000 |
| Allowance for loan losses | 713,000 | 713,000 | 711,000 | 710,000 |
| Securities available for sale | 147,042,000 | 149,989,000 | 152,555,000 | 158,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,321,000 | 258,902,000 | 259,021,000 | 278,272,000 |
| Interest-bearing deposits | 197,533,000 | 190,041,000 | 189,043,000 | 199,558,000 |
| Noninterest-bearing deposits | 71,788,000 | 68,861,000 | 69,978,000 | 78,714,000 |
| Equity capital | 32,241,000 | 34,243,000 | 34,741,000 | 30,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 5,051,000 | 7,176,000 | 9,276,000 |
| Interest expense | 226,000 | 422,000 | 594,000 | 748,000 |
| Net interest income | 2,168,000 | 4,629,000 | 6,582,000 | 8,528,000 |
| Noninterest income | 89,000 | 163,000 | 240,000 | 315,000 |
| Noninterest expense | 1,164,000 | 2,186,000 | 3,421,000 | 5,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,093,000 | 2,606,000 | 3,401,000 | 3,819,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,093,000 | 2,606,000 | 3,401,000 | 3,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,418,000 | 29,004,000 | 29,872,000 | 26,538,000 |