Call reports 2020
STOCK GROWERS BANK — 2020
What STOCK GROWERS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 191,854,000 | 201,664,000 | 277,231,000 | 291,588,000 |
| Total loans | 84,426,000 | 89,024,000 | 121,482,000 | 110,405,000 |
| Allowance for loan losses | 380,000 | 380,000 | 704,000 | 713,000 |
| Securities available for sale | 89,390,000 | 93,485,000 | 124,022,000 | 140,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,980,000 | 177,459,000 | 244,733,000 | 258,443,000 |
| Interest-bearing deposits | 130,009,000 | 130,185,000 | 179,201,000 | 191,489,000 |
| Noninterest-bearing deposits | 41,971,000 | 47,274,000 | 65,532,000 | 66,954,000 |
| Equity capital | 19,535,000 | 23,914,000 | 32,087,000 | 32,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,359,000 | 7,144,000 | 9,216,000 |
| Interest expense | 249,000 | 482,000 | 993,000 | 1,259,000 |
| Net interest income | 1,458,000 | 2,877,000 | 6,151,000 | 7,957,000 |
| Noninterest income | 57,000 | 91,000 | 146,000 | 357,000 |
| Noninterest expense | 660,000 | 1,134,000 | 3,109,000 | 4,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 855,000 | 1,834,000 | 3,200,000 | 3,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 855,000 | 1,834,000 | 3,200,000 | 3,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,470,000 | 18,533,000 | 25,752,000 | 26,227,000 |