Call reports 2019
STOCK GROWERS BANK — 2019
What STOCK GROWERS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 186,867,000 | 183,627,000 | 187,705,000 | 192,626,000 |
| Total loans | 83,499,000 | 88,447,000 | 88,245,000 | 87,051,000 |
| Allowance for loan losses | 378,000 | 378,000 | 380,000 | 380,000 |
| Securities available for sale | 80,253,000 | 80,405,000 | 84,878,000 | 84,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,612,000 | 159,700,000 | 162,304,000 | 171,738,000 |
| Interest-bearing deposits | 121,155,000 | 118,848,000 | 118,992,000 | 122,931,000 |
| Noninterest-bearing deposits | 43,457,000 | 40,851,000 | 43,312,000 | 48,807,000 |
| Equity capital | 22,031,000 | 23,696,000 | 25,128,000 | 20,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,724,000 | 3,481,000 | 5,280,000 | 7,015,000 |
| Interest expense | 202,000 | 438,000 | 690,000 | 950,000 |
| Net interest income | 1,522,000 | 3,043,000 | 4,590,000 | 6,065,000 |
| Noninterest income | 58,000 | 98,000 | 149,000 | 209,000 |
| Noninterest expense | 711,000 | 1,449,000 | 2,101,000 | 3,382,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 869,000 | 1,692,000 | 2,638,000 | 2,902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 869,000 | 1,692,000 | 2,638,000 | 2,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,860,000 | 19,756,000 | 20,776,000 | 18,474,000 |
| Total capital | 19,238,000 | 20,134,000 | 21,156,000 | 18,854,000 |
| Risk-weighted assets | 118,437,000 | 123,592,000 | 125,541,000 | 127,894,000 |