Call reports 2018
STOCK GROWERS BANK — 2018
What STOCK GROWERS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 188,539,000 | 178,517,000 | 179,808,000 | 187,287,000 |
| Total loans | 80,274,000 | 83,630,000 | 88,612,000 | 87,999,000 |
| Allowance for loan losses | 405,000 | 405,000 | 405,000 | 404,000 |
| Securities available for sale | 80,042,000 | 83,242,000 | 81,034,000 | 80,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,207,000 | 157,562,000 | 149,496,000 | 165,657,000 |
| Interest-bearing deposits | 126,377,000 | 118,558,000 | 113,529,000 | 117,851,000 |
| Noninterest-bearing deposits | 42,830,000 | 39,004,000 | 35,967,000 | 47,806,000 |
| Equity capital | 19,190,000 | 19,822,000 | 19,963,000 | 21,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,595,000 | 3,267,000 | 4,990,000 | 6,748,000 |
| Interest expense | 137,000 | 285,000 | 484,000 | 691,000 |
| Net interest income | 1,458,000 | 2,982,000 | 4,506,000 | 6,057,000 |
| Noninterest income | 59,000 | 96,000 | 140,000 | 219,000 |
| Noninterest expense | 844,000 | 1,603,000 | 2,399,000 | 3,564,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 669,000 | 1,469,000 | 2,245,000 | 2,710,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 669,000 | 1,469,000 | 2,245,000 | 2,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,601,000 | 18,802,000 | 16,930,000 | 21,210,000 |
| Total capital | 17,006,000 | 19,207,000 | 17,335,000 | 21,614,000 |
| Risk-weighted assets | 103,994,000 | 121,507,000 | 124,267,000 | 122,903,000 |