Call reports 2017
STOCK GROWERS BANK — 2017
What STOCK GROWERS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,372,000 | 112,198,000 | 116,774,000 | 189,481,000 |
| Total loans | 45,542,000 | 51,727,000 | 56,251,000 | 86,797,000 |
| Allowance for loan losses | 275,000 | 275,000 | 275,000 | 405,000 |
| Securities available for sale | 56,750,000 | 56,729,000 | 55,505,000 | 78,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,276,000 | 100,911,000 | 99,050,000 | 168,945,000 |
| Interest-bearing deposits | 79,459,000 | 77,050,000 | 75,463,000 | 124,386,000 |
| Noninterest-bearing deposits | 27,817,000 | 23,861,000 | 23,587,000 | 44,559,000 |
| Equity capital | 10,053,000 | 11,244,000 | 11,671,000 | 20,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 967,000 | 2,002,000 | 3,063,000 | 6,162,000 |
| Interest expense | 80,000 | 166,000 | 266,000 | 521,000 |
| Net interest income | 887,000 | 1,836,000 | 2,797,000 | 5,641,000 |
| Noninterest income | 30,000 | 56,000 | 83,000 | 378,000 |
| Noninterest expense | 349,000 | 779,000 | 1,193,000 | 3,997,000 |
| Provision for loan losses | 0 | 0 | 0 | 132,000 |
| Pretax income | 569,000 | 1,116,000 | 1,712,000 | 1,917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 569,000 | 1,116,000 | 1,712,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,530,000 | 10,079,000 | 10,673,000 | 17,747,000 |
| Total capital | 9,805,000 | 10,354,000 | 10,948,000 | 18,152,000 |
| Risk-weighted assets | 67,564,000 | 82,670,000 | 84,399,000 | 123,488,000 |