Call reports 2016
STOCK GROWERS BANK — 2016
What STOCK GROWERS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 120,178,000 | 119,497,000 | 112,059,000 | 121,091,000 |
| Total loans | 54,054,000 | 54,319,000 | 53,685,000 | 50,345,000 |
| Allowance for loan losses | 275,000 | 275,000 | 275,000 | 275,000 |
| Securities available for sale | 54,725,000 | 55,039,000 | 53,617,000 | 52,078,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,913,000 | 95,007,000 | 92,445,000 | 102,783,000 |
| Interest-bearing deposits | 74,167,000 | 72,398,000 | 71,494,000 | 75,436,000 |
| Noninterest-bearing deposits | 22,746,000 | 22,610,000 | 20,951,000 | 27,347,000 |
| Equity capital | 18,213,000 | 19,441,000 | 19,573,000 | 18,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,062,000 | 2,136,000 | 3,220,000 | 4,244,000 |
| Interest expense | 76,000 | 153,000 | 243,000 | 323,000 |
| Net interest income | 986,000 | 1,983,000 | 2,977,000 | 3,921,000 |
| Noninterest income | 34,000 | 68,000 | 97,000 | 136,000 |
| Noninterest expense | 354,000 | 811,000 | 1,250,000 | 1,973,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 667,000 | 1,244,000 | 1,827,000 | 2,086,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 667,000 | 1,244,000 | 1,827,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,642,000 | 17,220,000 | 17,803,000 | 18,055,000 |
| Total capital | 16,917,000 | 17,495,000 | 18,078,000 | 18,330,000 |
| Risk-weighted assets | 80,030,000 | 73,581,000 | 72,486,000 | 67,228,000 |