Call reports 2015
STOCK GROWERS BANK — 2015
What STOCK GROWERS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 116,985,000 | 115,646,000 | 120,549,000 | 129,380,000 |
| Total loans | 52,440,000 | 58,643,000 | 58,759,000 | 57,642,000 |
| Allowance for loan losses | 249,000 | 250,000 | 250,000 | 275,000 |
| Securities available for sale | 56,481,000 | 54,089,000 | 53,973,000 | 54,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,749,000 | 92,743,000 | 97,255,000 | 105,617,000 |
| Interest-bearing deposits | 77,235,000 | 73,191,000 | 76,734,000 | 80,733,000 |
| Noninterest-bearing deposits | 22,514,000 | 19,552,000 | 20,521,000 | 24,884,000 |
| Equity capital | 17,194,000 | 17,069,000 | 18,257,000 | 18,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,134,000 | 3,249,000 | 4,364,000 |
| Interest expense | 75,000 | 151,000 | 226,000 | 310,000 |
| Net interest income | 971,000 | 1,983,000 | 3,023,000 | 4,054,000 |
| Noninterest income | 45,000 | 86,000 | 125,000 | 169,000 |
| Noninterest expense | 364,000 | 710,000 | 1,048,000 | 1,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 653,000 | 1,400,000 | 2,169,000 | 2,482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 653,000 | 1,400,000 | 2,169,000 | 2,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,432,000 | 16,179,000 | 16,947,000 | 17,260,000 |
| Total capital | 15,681,000 | 16,429,000 | 17,197,000 | 17,535,000 |
| Risk-weighted assets | 75,641,000 | 80,907,000 | 84,567,000 | 83,815,000 |