Call reports 2014
STOCK GROWERS BANK — 2014
What STOCK GROWERS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 117,759,000 | 111,948,000 | 115,160,000 | 117,285,000 |
| Total loans | 48,770,000 | 50,458,000 | 53,517,000 | 57,821,000 |
| Allowance for loan losses | 216,000 | 214,000 | 208,000 | 249,000 |
| Securities available for sale | 57,736,000 | 58,151,000 | 58,002,000 | 55,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,827,000 | 94,943,000 | 92,161,000 | 94,293,000 |
| Interest-bearing deposits | 79,054,000 | 75,222,000 | 72,084,000 | 72,787,000 |
| Noninterest-bearing deposits | 23,773,000 | 19,721,000 | 20,077,000 | 21,506,000 |
| Equity capital | 14,890,000 | 16,069,000 | 17,260,000 | 17,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,045,000 | 2,093,000 | 3,173,000 | 4,283,000 |
| Interest expense | 71,000 | 145,000 | 226,000 | 306,000 |
| Net interest income | 974,000 | 1,948,000 | 2,947,000 | 3,977,000 |
| Noninterest income | 44,000 | 87,000 | 123,000 | 174,000 |
| Noninterest expense | 300,000 | 616,000 | 922,000 | 1,688,000 |
| Provision for loan losses | 0 | 0 | 0 | 42,000 |
| Pretax income | 718,000 | 1,419,000 | 2,153,000 | 2,474,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 718,000 | 1,419,000 | 2,153,000 | 2,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,298,000 | 14,999,000 | 15,732,000 | 16,055,000 |
| Total capital | 14,514,000 | 15,213,000 | 15,940,000 | 16,304,000 |
| Risk-weighted assets | 71,707,000 | 73,210,000 | 77,211,000 | 80,339,000 |