Call reports 2012
STOCK GROWERS BANK — 2012
What STOCK GROWERS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 104,808,000 | 104,206,000 | 103,962,000 | 110,371,000 |
| Total loans | 44,562,000 | 48,926,000 | 48,043,000 | 52,958,000 |
| Allowance for loan losses | 206,000 | 205,000 | 203,000 | 203,000 |
| Securities available for sale | 46,668,000 | 52,625,000 | 52,502,000 | 53,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,639,000 | 84,450,000 | 81,998,000 | 90,619,000 |
| Interest-bearing deposits | 73,620,000 | 69,072,000 | 66,263,000 | 69,426,000 |
| Noninterest-bearing deposits | 17,019,000 | 15,378,000 | 15,735,000 | 21,193,000 |
| Equity capital | 13,757,000 | 14,645,000 | 15,579,000 | 15,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 2,000,000 | 3,056,000 | 4,102,000 |
| Interest expense | 111,000 | 209,000 | 308,000 | 395,000 |
| Net interest income | 871,000 | 1,791,000 | 2,748,000 | 3,707,000 |
| Noninterest income | 40,000 | 81,000 | 122,000 | 182,000 |
| Noninterest expense | 249,000 | 513,000 | 800,000 | 1,520,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 662,000 | 1,359,000 | 2,070,000 | 2,369,000 |
| Income tax | 18,000 | 46,000 | 95,000 | 166,000 |
| Net income | 644,000 | 1,313,000 | 1,975,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,017,000 | 12,686,000 | 13,348,000 | 13,577,000 |
| Total capital | 12,223,000 | 12,891,000 | 13,551,000 | 13,780,000 |
| Risk-weighted assets | 59,597,000 | 66,507,000 | 65,759,000 | 71,113,000 |