Call reports 2011
STOCK GROWERS BANK — 2011
What STOCK GROWERS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,666,000 | 93,137,000 | 95,155,000 | 98,625,000 |
| Total loans | 45,200,000 | 47,736,000 | 48,625,000 | 50,186,000 |
| Allowance for loan losses | 207,000 | 206,000 | 206,000 | 206,000 |
| Securities available for sale | 36,423,000 | 40,393,000 | 43,190,000 | 44,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,823,000 | 80,167,000 | 79,172,000 | 83,987,000 |
| Interest-bearing deposits | 67,932,000 | 65,700,000 | 65,216,000 | 65,907,000 |
| Noninterest-bearing deposits | 17,891,000 | 14,467,000 | 13,956,000 | 18,080,000 |
| Equity capital | 11,520,000 | 12,632,000 | 13,952,000 | 14,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 1,964,000 | 2,998,000 | 4,019,000 |
| Interest expense | 137,000 | 270,000 | 400,000 | 522,000 |
| Net interest income | 819,000 | 1,694,000 | 2,598,000 | 3,497,000 |
| Noninterest income | 68,000 | 128,000 | 299,000 | 371,000 |
| Noninterest expense | 292,000 | 602,000 | 911,000 | 1,611,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 595,000 | 1,220,000 | 1,986,000 | 2,257,000 |
| Income tax | 21,000 | 42,000 | 86,000 | 139,000 |
| Net income | 574,000 | 1,178,000 | 1,900,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,831,000 | 11,434,000 | 12,156,000 | 12,374,000 |
| Total capital | 11,038,000 | 11,640,000 | 12,362,000 | 12,580,000 |
| Risk-weighted assets | 57,455,000 | 66,018,000 | 62,060,000 | 70,076,000 |