Call reports 2004
STOCK GROWERS BANK — 2004
What STOCK GROWERS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 64,680,000 | 62,187,000 | 60,364,000 | 67,109,000 |
| Total loans | 29,742,000 | 32,965,000 | 32,904,000 | 33,029,000 |
| Allowance for loan losses | 342,000 | 373,000 | 381,000 | 371,000 |
| Securities available for sale | 28,435,000 | 25,251,000 | 23,800,000 | 23,426,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,408,000 | 51,011,000 | 48,620,000 | 55,469,000 |
| Interest-bearing deposits | 45,445,000 | 41,981,000 | 41,197,000 | 42,098,000 |
| Noninterest-bearing deposits | 7,963,000 | 9,030,000 | 7,423,000 | 13,371,000 |
| Equity capital | 11,048,000 | 10,959,000 | 11,487,000 | 11,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 728,000 | 1,475,000 | 2,235,000 | 2,995,000 |
| Interest expense | 162,000 | 318,000 | 470,000 | 625,000 |
| Net interest income | 566,000 | 1,157,000 | 1,765,000 | 2,370,000 |
| Noninterest income | 61,000 | 110,000 | 162,000 | 221,000 |
| Noninterest expense | 231,000 | 429,000 | 681,000 | 1,281,000 |
| Provision for loan losses | 0 | 55,000 | 65,000 | 54,000 |
| Pretax income | 398,000 | 816,000 | 1,233,000 | 1,308,000 |
| Income tax | 25,000 | 57,000 | 86,000 | 89,000 |
| Net income | 373,000 | 759,000 | 1,147,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,480,000 | 10,865,000 | 11,253,000 | 11,326,000 |
| Total capital | 10,822,000 | 11,238,000 | 11,634,000 | 11,697,000 |
| Risk-weighted assets | 39,070,000 | 41,563,000 | 41,237,000 | 42,693,000 |
Machine access — free, no API key
Every figure shown here about STOCK GROWERS BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.