Call reports 2025
KEARNEY TRUST COMPANY — 2025
What KEARNEY TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 315,632,000 | 313,806,000 | 313,798,000 | 316,038,000 |
| Total loans | 167,552,000 | 164,721,000 | 164,488,000 | 170,895,000 |
| Allowance for loan losses | 2,574,000 | 2,572,000 | 2,564,000 | 2,536,000 |
| Securities available for sale | 115,035,000 | 113,065,000 | 111,021,000 | 104,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,659,000 | 281,439,000 | 278,624,000 | 279,128,000 |
| Interest-bearing deposits | 212,268,000 | 208,849,000 | 205,459,000 | 206,355,000 |
| Noninterest-bearing deposits | 73,391,000 | 72,590,000 | 73,165,000 | 72,773,000 |
| Equity capital | 27,472,000 | 29,971,000 | 32,521,000 | 34,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,884,000 | 7,958,000 | 12,081,000 | 16,212,000 |
| Interest expense | 1,212,000 | 2,379,000 | 3,502,000 | 4,592,000 |
| Net interest income | 2,672,000 | 5,579,000 | 8,579,000 | 11,620,000 |
| Noninterest income | 270,000 | 546,000 | 819,000 | 1,095,000 |
| Noninterest expense | 1,575,000 | 3,096,000 | 4,668,000 | 6,680,000 |
| Provision for loan losses | 75,000 | 85,000 | 85,000 | 85,000 |
| Pretax income | 1,292,000 | 2,944,000 | 4,645,000 | 5,690,000 |
| Income tax | 21,000 | 30,000 | 24,000 | 32,000 |
| Net income | 1,271,000 | 2,914,000 | 4,621,000 | 5,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,065,000 | 32,708,000 | 34,415,000 | 35,452,000 |
| Total capital | 33,294,000 | 34,907,000 | 36,638,000 | 37,741,000 |
| Risk-weighted assets | 177,633,000 | 175,277,000 | 177,231,000 | 182,602,000 |