Call reports 2024
KEARNEY TRUST COMPANY — 2024
What KEARNEY TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 292,997,000 | 292,804,000 | 297,084,000 | 308,096,000 |
| Total loans | 161,962,000 | 166,007,000 | 167,825,000 | 164,718,000 |
| Allowance for loan losses | 2,414,000 | 2,481,000 | 2,558,000 | 2,499,000 |
| Securities available for sale | 96,101,000 | 92,226,000 | 88,344,000 | 104,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,846,000 | 266,235,000 | 266,716,000 | 277,610,000 |
| Interest-bearing deposits | 193,042,000 | 200,174,000 | 199,434,000 | 206,625,000 |
| Noninterest-bearing deposits | 72,804,000 | 66,061,000 | 67,282,000 | 70,985,000 |
| Equity capital | 24,778,000 | 24,308,000 | 27,799,000 | 27,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,488,000 | 7,138,000 | 10,903,000 | 14,836,000 |
| Interest expense | 1,034,000 | 2,132,000 | 3,351,000 | 4,600,000 |
| Net interest income | 2,454,000 | 5,006,000 | 7,552,000 | 10,236,000 |
| Noninterest income | 269,000 | 538,000 | 808,000 | 1,079,000 |
| Noninterest expense | 1,462,000 | 2,874,000 | 4,315,000 | 6,099,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 1,186,000 | 2,520,000 | 3,820,000 | 4,991,000 |
| Income tax | 15,000 | 24,000 | 33,000 | 42,000 |
| Net income | 1,171,000 | 2,496,000 | 3,787,000 | 4,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,266,000 | 29,590,000 | 30,881,000 | 32,044,000 |
| Total capital | 32,427,000 | 31,781,000 | 33,092,000 | 34,207,000 |
| Risk-weighted assets | 172,351,000 | 174,672,000 | 176,206,000 | 172,415,000 |