Call reports 2023
KEARNEY TRUST COMPANY — 2023
What KEARNEY TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 281,289,000 | 283,484,000 | 280,622,000 | 291,069,000 |
| Total loans | 150,560,000 | 156,771,000 | 159,173,000 | 161,265,000 |
| Allowance for loan losses | 2,263,000 | 2,220,000 | 2,303,000 | 2,351,000 |
| Securities available for sale | 88,477,000 | 83,836,000 | 81,800,000 | 92,726,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,282,000 | 261,237,000 | 257,678,000 | 264,857,000 |
| Interest-bearing deposits | 185,661,000 | 188,567,000 | 186,365,000 | 193,543,000 |
| Noninterest-bearing deposits | 72,621,000 | 72,670,000 | 71,313,000 | 71,314,000 |
| Equity capital | 21,235,000 | 20,181,000 | 20,545,000 | 23,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,707,000 | 5,709,000 | 8,878,000 | 12,281,000 |
| Interest expense | 420,000 | 1,106,000 | 1,944,000 | 2,902,000 |
| Net interest income | 2,287,000 | 4,603,000 | 6,934,000 | 9,379,000 |
| Noninterest income | 279,000 | 563,000 | 839,000 | 1,113,000 |
| Noninterest expense | 1,433,000 | 2,907,000 | 4,293,000 | 5,952,000 |
| Provision for loan losses | 30,000 | 45,000 | 105,000 | 165,000 |
| Pretax income | 1,103,000 | 2,214,000 | 3,375,000 | 4,227,000 |
| Income tax | 0 | 2,000 | 4,000 | 5,000 |
| Net income | 1,103,000 | 2,212,000 | 3,371,000 | 4,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,767,000 | 27,127,000 | 28,285,000 | 29,094,000 |
| Total capital | 29,851,000 | 29,255,000 | 30,426,000 | 31,257,000 |
| Risk-weighted assets | 166,316,000 | 169,861,000 | 170,843,000 | 172,541,000 |