Call reports 2021
KEARNEY TRUST COMPANY — 2021
What KEARNEY TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 269,315,000 | 268,639,000 | 272,626,000 | 274,778,000 |
| Total loans | 123,154,000 | 124,265,000 | 122,153,000 | 127,154,000 |
| Allowance for loan losses | 2,167,000 | 2,304,000 | 2,366,000 | 2,419,000 |
| Securities available for sale | 74,765,000 | 82,913,000 | 84,553,000 | 93,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,907,000 | 244,032,000 | 247,038,000 | 249,112,000 |
| Interest-bearing deposits | 175,919,000 | 174,155,000 | 173,894,000 | 172,899,000 |
| Noninterest-bearing deposits | 69,988,000 | 69,877,000 | 73,144,000 | 76,213,000 |
| Equity capital | 22,838,000 | 23,916,000 | 24,899,000 | 24,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,970,000 | 3,957,000 | 6,122,000 | 8,085,000 |
| Interest expense | 102,000 | 177,000 | 243,000 | 302,000 |
| Net interest income | 1,868,000 | 3,780,000 | 5,879,000 | 7,783,000 |
| Noninterest income | 266,000 | 546,000 | 806,000 | 1,056,000 |
| Noninterest expense | 1,181,000 | 2,387,000 | 3,640,000 | 5,087,000 |
| Provision for loan losses | 105,000 | 190,000 | 243,000 | 295,000 |
| Pretax income | 848,000 | 1,749,000 | 2,802,000 | 3,457,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 15,000 |
| Net income | 844,000 | 1,741,000 | 2,791,000 | 3,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,335,000 | 23,232,000 | 24,282,000 | 24,932,000 |
| Total capital | 24,196,000 | 25,056,000 | 26,102,000 | 26,843,000 |
| Risk-weighted assets | 148,620,000 | 145,455,000 | 145,121,000 | 152,446,000 |