Call reports 2020
KEARNEY TRUST COMPANY — 2020
What KEARNEY TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 219,549,000 | 236,862,000 | 237,599,000 | 253,334,000 |
| Total loans | 125,941,000 | 127,834,000 | 129,651,000 | 122,526,000 |
| Allowance for loan losses | 1,627,000 | 1,754,000 | 1,987,000 | 2,105,000 |
| Securities available for sale | 46,432,000 | 47,973,000 | 56,414,000 | 63,590,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,667,000 | 213,495,000 | 213,118,000 | 228,277,000 |
| Interest-bearing deposits | 143,412,000 | 152,055,000 | 153,350,000 | 165,694,000 |
| Noninterest-bearing deposits | 54,255,000 | 61,440,000 | 59,768,000 | 62,583,000 |
| Equity capital | 21,387,000 | 22,753,000 | 23,779,000 | 24,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,083,000 | 4,166,000 | 6,242,000 | 8,371,000 |
| Interest expense | 254,000 | 415,000 | 557,000 | 676,000 |
| Net interest income | 1,829,000 | 3,751,000 | 5,685,000 | 7,695,000 |
| Noninterest income | 244,000 | 447,000 | 696,000 | 951,000 |
| Noninterest expense | 1,199,000 | 2,352,000 | 3,525,000 | 4,846,000 |
| Provision for loan losses | 165,000 | 565,000 | 790,000 | 955,000 |
| Pretax income | 709,000 | 1,281,000 | 2,066,000 | 2,845,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 13,000 |
| Net income | 707,000 | 1,275,000 | 2,057,000 | 2,832,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,366,000 | 20,933,000 | 21,715,000 | 22,491,000 |
| Total capital | 21,993,000 | 22,687,000 | 23,612,000 | 24,357,000 |
| Risk-weighted assets | 139,323,000 | 145,661,000 | 151,712,000 | 149,114,000 |