Call reports 2019
KEARNEY TRUST COMPANY — 2019
What KEARNEY TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,140,000 | 198,564,000 | 197,981,000 | 208,271,000 |
| Total loans | 120,765,000 | 117,214,000 | 120,726,000 | 120,518,000 |
| Allowance for loan losses | 1,589,000 | 1,647,000 | 1,709,000 | 1,737,000 |
| Securities available for sale | 39,255,000 | 40,196,000 | 44,894,000 | 47,739,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,858,000 | 177,170,000 | 176,254,000 | 186,141,000 |
| Interest-bearing deposits | 129,255,000 | 130,193,000 | 129,850,000 | 139,234,000 |
| Noninterest-bearing deposits | 45,603,000 | 46,977,000 | 46,404,000 | 46,907,000 |
| Equity capital | 19,832,000 | 20,821,000 | 20,994,000 | 21,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,922,000 | 3,923,000 | 5,975,000 | 8,038,000 |
| Interest expense | 241,000 | 521,000 | 800,000 | 1,067,000 |
| Net interest income | 1,681,000 | 3,402,000 | 5,175,000 | 6,971,000 |
| Noninterest income | 243,000 | 489,000 | 734,000 | 972,000 |
| Noninterest expense | 1,175,000 | 2,385,000 | 3,567,000 | 4,891,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 674,000 | 1,356,000 | 2,117,000 | 2,752,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 674,000 | 1,356,000 | 2,117,000 | 2,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,881,000 | 20,562,000 | 20,524,000 | 21,158,000 |
| Total capital | 21,470,000 | 22,125,000 | 22,162,000 | 22,809,000 |
| Risk-weighted assets | 128,823,000 | 125,020,000 | 131,014,000 | 132,022,000 |